If you are a new HYIP investor or even if you already know these investment systems, we believe that you will find this dictionary of common terms very useful
Account – Your account in the project, which is available after registration. It gives access to a personal account, investments, withdrawals and promotional materials of the project
Admin – a person or a group of persons who run a HYIP.
After-one-day program – (AKA A1D), program what have investment plans what pays after one day, like 103% after one day where 3% of that is your profit.
Alexa – (AKA Alexa ranking) is semi-valid rankings what HYIP people use to check how popular is some given HYIP website. DavidNews.com article over here.
Automatic payments (Auto payment) – One of the most reliable and convenient modes of payment of investment projects. In this type of payment, money will automatically come to You at Your specified purse in the payment system. Thus, there is no need go to the project dashboard, order payment and wait
Batch – the ID of the payment transaction, it has numbered view and assigned to any payment via EPS (electronic payment system)
Black December – period when usually scams big part of HYIPs (before the Christmas).
Break-even – it is the point when you earn back your invested money and after that all the rest is your profit. Wikipedia article over here.
Business days – also known as working days, project what is paying 5 days per week.
Calendar days – project what is paying profit 7 days per week.
Compounding – in fact, it reinvestment of Your profits to the Deposit body to increase it and thus increase profits. As a rule, HYIP projects have a choice of reinvest size in the range from 0 to 100%
Daily forever – This type of investment involves the possibility of daily payments for the project lifetime
Denial of Service – The problem of the project site caused by the hacker attack on him. In most cases this message when opening the website is not good. Most likely, the project will no longer resume its work, and make deposits into it, certainly not worth it
Diversification – one of the investment strategies, in which investment fund are distributed on different projects. This method of work allows you to significantly reduce the risk of losing money. Often, losses in one HYIP project are overlapped by profit from another
DDOS Attack – it is when some party (usually hackers) flood website with countless requests and for that time website is not accessible. DavidNews.com article over here.
Domain – domain is the website name what you see in your internet browser, for example davidnews.com, somehyip.com or otherhyip.biz.
Earning – The amount of profit on interest from deposits, referral programs and other bonuses from the investment project
Earning only on mon-fri – The word combination, meaning interest accrual in the project only on working days. Literally “earnings from Monday through Friday.” If You saw this phrase on the website of the investment project, it’s necessary to consider that on weekends, profit is not accrued
Fast HYIP or Fast – Is a type of investment projects. Projects of this type are characterized by high earnings (61% monthly and more) and a high degree of risk of collapse of the project. When investing in Fast HYIP should be very careful
Gold coders – Is the most common “engine” (the script, the creation program) of HYIP projects
History – In the context of the investment project, means the tab in which You can find information about Your income, expenses, referral charges, etc.
HYIP – Abbreviation investment programs with high returns (15% per month and more). This yield is significantly higher than the banking system of any country in the world
Hosting – is the place where website physically is located, usually it is some server from some HYIP hosting.
Instant payments – payments made automatically when you request them from the user panel of HYIP program.
Instant Withdrawals – (see previous voice) one of the methods of payments of profits from the project. Has established itself as the second in reliability and the speed after the “automatic withdrawal”. Characterized by instant payment immediately after the order in the personal account of HYIP project
Latest payouts – last payouts from the project. Normally provided by administration at the site to confirm the solvency. With the reliability of this data can argue, but before the make deposit into the project it is worth checking the existence of payments
Listing – List HYIP of projects hosted on HYIP monitor. The projects in the Listing are placed at a height depending on the amount paid by the HYIP administration. On this parameter can to assess the intentions of the administration on the timing of work, promotion of the project and its solvency
Login (AKA username) – Is Your unique identifier in the project or website. Is chosen by You and serves as an identification mark for the administration and other users. Login required for authorization on the website of the HYIP. If the word “Login” looks like a button, in this case, it denotes the link to the login page to the personal account of the project
Manual payments – payments paid by HYIP admin with “hands” manually.
Monitor – website what monitors a HYIP and shows if HYIP is paying or not. Monitors does not guarantee profit!
Monitoring (AKA HYIP monitoring) – (see previous voice) is a project having the form of a website, whose main task is the analysis of activity of HYIP, check the solvency of new HYIP projects and work in sphere of deposits insurance, the provision of refback and other features to its users
Payment processor – is payment system what allows you to invest in HYIP.
Paid directly to e-currency – payments directly to EPS. Usually this type of payments used in matrix projects and refers to direct transfers between participants
Paid Poster – the person who deals with posting of payments on HYIP forums, social networks, etc. to attract referrals, or simply “promotion” of the investment project
Pending – status of payment indicating that it is processing. Usually, this status can be seen in the projects with manual payments of profit
Perfect Money – most popular and convenient electronic payment system for investing in HYIP. Has four currencies: USD, EUR, BTC and GOLD
Piggy bank program – program what allows you to withdraw your initial investment any time.
Ponzi scheme – the basic model of investment HYIP projects. When working according to this scheme, the profit for the participants of HYIP accrued at the expense of new participants and their deposits
Pool – a joint investment. The total amount of money collected by pool participants for investment in a particular project, with the aim of obtaining the total profits, followed by its distribution. Usually the Pool will apply to projects with a high threshold for minimum investments, when the investor doesn’t have the power to Invest the entire amount
Principal – the original amount of the Deposit, his body without interest
RCB – (AKA Referral commission back) Used mainly HYIP monitors or users with a lot of referrals as an additional incentive to attract new referrals
Referral link – the link for the invitation referrals. In this link enclosing Your referral code, and user who used it to register in the project becomes your referral
Referral program – (AKA affiliate program) is program what says how much you will earn from the person what you attract to the program
Refund – compensation to the participant of losses in the HYIP project in the amount of his deposit. Occurs when the project is scam and paid by HYIP monitoring
Reinvest – (AKA reinvestment, see also compounding) reinvest from account balance in the project, after the accrual of profits (without payment system). Either reinvestment in project with EPS, from which the payment has come, if the reinvest from the balance is not provided
ROI – (AKA return of investment) is how much profit your investment will return. Wikipedia article over here.
SCAM – in world of HYIPs scam usually mean that program has stopped paying. Loss of solvency of the investment project. With his offensive payments from the HYIP terminated and investors funds will not be returned
Share – the minimum amount of money required to participate in the Pool. Determined by its participants, depending on the total amount of necessary investments
Short term program – program what pays for relatively short period of time, usually investment plans have included interest in daily payments, for 10 till 50 days.
SSL Encryption – is an encryption what encrypts data/connection between your computer and HYIP website, so no one can capture your passwords or other information what you are exchanging.
Script – Code for writing HYIP project. Unique script and design, evidence of serious intentions of the HYIP administration
SSL – Encryption protocol, ensuring the protection of personal data and investments
Transaction code – The password required to perform transactions. Acts as an additional protection, when withdraw money from HYIP project
Voit – Hired user engaged in cheating number of votes and feedback on a specific HYIP project. Hired by the HYIP administration. Voices of this user are not truthful in nature, as is done for a reward